• Information You Provide. We collect your personal information when you, your employer, or your employer’s authorized representative register to use the Service, provide information when using the Site or the Service, update your account information, add additional services, submit information to verify your identity, contact us with questions or feedback, or otherwise communicate with us. This personal information may include your name, mailing address, email address, phone number, date of birth, financial account information, social security number or taxpayer identification number, passport information, driver’s license, and benefits enrollment information.
• When You Choose to Participate in Market Research Programs. We may collect information from you, including personal information, if you choose to participate in a market research program or survey.
• Public Information. We may collect information about you from public sources, such as public social media pages.
• Information from Third Parties. We may collect and receive information about you, including personal information and financial account information, from third parties, such as financial institutions and our service providers, for identity verification, fraud protection, risk assessment, providing the Service, and other purposes. We may collect your business or personal information from credit bureaus for the foregoing purposes as well. In addition, we may receive demographic and business industry information about you from third parties to help us better understand our users and to improve and market the Service.
• Health Insurance Information. If you or your employer uses the Service to provide information about your health benefits (the “Benefits Service”), we may receive health insurance information about you and your dependents in order to provide the Benefits Service. The health insurance information may include information about your insurance carrier, insurance plan, and outstanding deductible. We receive the health insurance information from a combination of sources: (i) directly from you when you create your personal profile; (ii) from the primary policyholder on your benefits plan if you are a spouse or dependent of the primary policyholder; (iii) from your employer; (iv) from insurance carriers; or (v) from other third-party administrators. We do not collect any protected health information (as that term is defined in 45 C.F.R. Part 160) to third parties, and hence do not need to comply with the Health Insurance Portability and Accountability Act, as amended (“HIPAA”), the Health Information Technology for Economic and Clinical Health Act, as amended (“HITECH”), and any other applicable state and federal privacy and security laws, as they may be amended from time to time.
• Automatically Collected Information. We automatically collect certain usage information when you access the Site or use the Service, such as your device identifier (if using a mobile device), Internet Protocol (IP) address (if using a browser), operating system, browser type and the address of a referring site. We also automatically collect certain usage information through cookies and related technologies, as described below.
• Single Sign-On Information. Single Sign-On (“SSO”) allows you to sign in to the Service from another service you use and with which we partner. We will collect certain information for security purposes in order to verify your authorized access to the Service, including your username and password for the other service.

• to administer the Site, manage accounts and provide the Service;
• to monitor, analyze, improve, and develop the Site and the Service, and to create and test new Service features;
• to provide a more customized experience on the Site, the Service and/or our partners’ websites;
• to understand our users better;
• to validate user information provided to us for fraud and risk detection purposes;
• to determine eligibility for the Service and our partners’ programs;
• to prevent, identify and address fraudulent or other illegal activity and security issues;
• to (i) solicit feedback, (ii) respond to your, your current employers’, or your current employers’ authorized representatives’ comments, requests or inquiries relating to your current employment, (iii) provide customer service and support, or (iv) otherwise contact you in connection with the Site or the Service;
• to generate anonymized, aggregated data containing only de-identified, non-personal information that we may use to publish reports;
• for our marketing purposes, such as (i) informing you of our or our partners’ products, services, features or offerings that may be of interest to you, (ii) providing you with newsletters, articles, reports, updates and announcements, as well as information about upcoming events, (iii) contacting potential customers you have referred to us via a referral program (“Referred Leads”), (iv) improving and tailoring our advertising and communications, (v) analyzing our marketing efforts, and (vi) determining your eligibility for certain programs, events and offers;
• to operate our business, which includes, without limitation, using your information (i) to perform de- identified or anonymized or aggregated analytics for users and third parties (ii) to manage and enforce contracts with you or with third parties, (iii) to manage our corporate governance, compliance and auditing practices, and (iv) for recruitment purposes, if you submit an application for employment with EZ Works;
• to (i) comply with laws, rules and regulations, including any disclosure or reporting obligations, (ii) resolve disputes with users or third parties, (iii) respond to claims and legal process (including but not limited to subpoenas and court orders) as we deem necessary or appropriate, (iv) protect our property rights or those of third parties, (v) protect the safety of the public or any person, and (vi) prevent or stop any activity that we consider to be (or to pose a risk of being) illegal, unethical or legally actionable; and
• for any other purpose for which you, your current employer, or your current employer’s authorized representative expressly authorize us to use your information.

• certain parties as necessary to respond in good faith to legal process (including but not limited to subpoenas and court orders);
• legal and financial advisors and auditors;
• third-party agents, partners, and service providers, who (i) are only permitted to use your information as we allow (which may include contacting you on our behalf), and (ii) are required under law or contract to keep your personal information confidential; and
• the following third parties under the circumstances described below:
  • we may share business or personal information with credit bureaus, and we may share information with certain companies, banks, and organizations for purposes such as fraud prevention or determining eligibility for the Service;
  • if you participate in a referral program, the referral email and referral link sent to any Referred Leads may include your first name;
  • if there is a sale of EZ Works (including, without limitation, a merger, stock acquisition, sale of assets or reorganization), or in the event that EZ Works liquidates or dissolves, we may sell, transfer or otherwise share some or all of our assets, which could include your information, to the acquirer;
  • we may share de-identified personal information with academic institutions to perform research, under controls that are designed to protect your privacy—including requiring such institutions to operate under confidentiality agreements and mandating that published findings contain only de-identified and aggregated data;
  • from time to time, we may share reports with the public that contain anonymized, aggregated, de-identified information and statistics; and we may share your information with certain other third parties with whom you, your current employer, or your current employer’s authorized representative expressly authorize us to share your information.

We do not share your compensation and benefits information from your past employers with your current and future employers unless requested by you.

We do not share information with third parties for their own direct marketing purposes.